LASIK is an approved procedure for use with Health Savings Accounts* and Flex Spending Accounts**.   If you allocate funds appropriately to your Flex Spending Account or Health Savings Account, you can use tax-free dollars to pay for your LASIK surgery. This can equate to substantial savings!

In certain cases, money can only be added to your Flex Spending or Health Savings Account account at specific times of the year and must be spent by a certain time as well.   Conversely, money must be used/spent by a certain time period as well so it is important you check with your employer regarding these rules.

* A Health Savings Account is a medical savings account available to people who are enrolled in a high-deductible health insurance plan through an employer. The funds you contribute to a Health Savings Account are not subject to federal income tax at the time of deposit, therefore lowering your taxable income.

** A Flex Spending Account is a healthcare spending account offered by some employers as a way for their employees to pay for eligible out-of-pocket healthcare expenses using pre-tax dollars

Care Credit

Gailey Eye Clinic is proud to offer financing through America’s top patient-payment program, CareCredit. CareCredit allows you to start experiencing the joy of clear vision now and pay for it at your convenience with low monthly payments that are easy to fit into your monthly budget.


  • $0 up-front costs
  • $0 pre-payment penalties
  • $0 fees
  • Apply online and receive a decision in seconds


  • 3,6,12,18 & 24 month interest free financing
  • No interest if balance paid in full within the specified period
  • Low minimum monthly payments


  • 36, 48 & 60 month plan options
  • Low fixed interest rate
  • Low monthly payments

Click Here to Apply

Whether you choose a CareCredit financing plan or elect to use your flex spending account, with some early planning you can save a lot of money on LASIK!

This has been an awesome experience! Living out in the country and being able to wake up and see it all is amazing. My husband was amazed listening to patients who already had it done waiting for their spouses. Not worrying about contacts or losing them is awesome. I am very glad I had it done.

Carol O.
- LASIK patient and housewife
Patient Forms
PHONE 800.325.7706

Bloomington/Normal: (309) 829-5311
Bloomington/Retina: (309) 829-5311
Danville: (217) 446-3937
Decatur: (217) 875-0300
Forsyth: (217) 872-7404
Galesburg: (309) 343-6000

Gibson City: (800) 325-7706
Ottawa: (815) 434-4200
Peoria: (309) 692-8460
Peru / Lasalle: (815) 224-1100
Springfield: (217) 529-3937